Flights
Earn points through welcome offers and everyday spending, then redeem according to each program's rules.
TRAVEL SMARTER. EARN MORE.
Travel Credit Cards
Discover travel rewards, welcome bonuses, points and benefits available to cardholders in Canada and the USA.
CHOOSE YOUR COUNTRY
Explore Travel Credit Cards
Select a country to explore its travel credit card guide.
OUR REAL-WORLD EXPERIENCE
Canada Travel Credit Cards
How We Travel More — While Paying Less ✈️
We've been travelling full-time since 2024, often booking flights last-minute, changing plans frequently, and crossing borders constantly. Travel credit cards have been one of the biggest tools helping us make this lifestyle sustainable — without debt, stress, or overspending.
This page explains how we use Canadian travel credit cards, what works, what doesn't, and how beginners can start safely.
🚫 First — Let's Clear the Myths
Travel credit cards are not:
- Free money
- A way to get rich
- An excuse to overspend
They are:
- A way to earn rewards on money you already spend
- A tool for free flights, hotel nights and lounge access
- A safety net with built-in travel insurance
If used irresponsibly, they can hurt you. Used correctly, they can change how you travel.
✈️ What Travel Credit Cards Actually Give You
Hotel Rewards
Use hotel points, eligible free-night certificates and available upgrade benefits.
Airport Lounges
Some cards include lounge access; visit limits and guest rules depend on the card.
Travel Insurance
Eligible cards may include medical, trip interruption, baggage or rental-car coverage, subject to terms.
🇨🇦 Why Canadian Travel Credit Cards Are Special
- High welcome bonuses on eligible offers
- Travel insurance benefits on selected cards
- Flexible points that may transfer to airline or hotel programs
- You don't need luxury spending habits — just good discipline
🇨🇦 The Credit Cards You Should Start With
Compare the benefits and check the issuer's current terms before applying.
HOTEL REWARDS
Marriott Bonvoy American Express Card
- Earn Marriott Bonvoy points on eligible everyday spending
- Welcome bonus offers may be available
- Annual free-night certificate and Silver Elite benefits may apply, subject to current terms
PREMIUM TRAVEL
American Express Platinum Card
- Airport lounge access, subject to program terms
- Travel insurance benefits, subject to eligibility and coverage conditions
- Potential hotel-program benefits; terms and enrolment may apply
POINTS STARTER
American Express Green Card
- Earn Membership Rewards points on eligible purchases
- Consider it for learning how points work
- Confirm current Canadian availability, annual fee and terms before applying
Card features, offers, fees, eligibility and availability can change. Confirm all details with the issuer before applying. Referral links may provide a benefit to the referrer.
LET'S TALK TRAVEL REWARDS
☎️ Need Personal Guidance? Talk to Us — Free
Travel credit cards can feel overwhelming at first — especially with so many options in Canada. We offer a free 15-minute call to help you:
- Answer your travel credit card questions
- Understand which type of card fits your travel style
- Learn about points, bonuses and insurance in simple terms
- Hear what worked (and didn't) for us
There's no cost, no pressure, and no obligation — just real-world advice from travellers who actually use these cards.
Book your free 15-minute callFOR US CARDHOLDERS
USA Travel Credit Cards
Earn hotel rewards and make more of your travel spending work for you.
Travel credit cards issued in the United States can help eligible cardholders earn points from everyday purchases and travel spending. The right card depends on where you stay, how often you travel, the annual fee, and the benefits you will actually use.
We are starting with the Hilton Honors American Express Card through our referral link. Review the issuer's current welcome offer, eligibility rules, fees and card terms before applying.
🏨 Why Consider a US Hotel Rewards Card?
Welcome Offers
Eligible new cardmembers may qualify for a points offer. The current offer and requirements are set by the issuer.
Hotel Points
Earn Hilton Honors points on eligible purchases and redeem them under the program's rules.
Travel Spending
Use the card for eligible purchases you already planned and pay your balance responsibly.
Check the Terms
Review eligibility, rates, fees, bonus requirements and current card benefits before applying.
🇺🇸 The US Credit Card to Explore First
Review the current Hilton Honors offer and confirm all details with American Express before applying.
HOTEL REWARDS · USA
Hilton Honors American Express Card
- Earn Hilton Honors points on eligible purchases, according to current card terms
- Explore a welcome offer for eligible new cardmembers
- Review current rewards, benefits, rates and fees with American Express
This is a referral link. Offers, rewards, rates, fees, eligibility and card benefits can change. Check the issuer's website for the latest terms. US card eligibility depends on issuer requirements.